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Collect once. Route anywhere.

We build the collection layer for ecosystems with many payers, fees, and references.

Outcomes

  • Standardised collections across channels
  • Lower mismatch and dispute rates
  • Clear settlement reporting and audit trails

Scope

Problem
Fragmented collections across banks, portals, and cash
Outcome
One standard collection layer with unified references
Problem
Unstructured references cause payment mismatches
Outcome
Reliable invoice-to-payment matching and lower disputes
Problem
Manual follow-ups and reconciliation overhead
Outcome
Automated matching with exception workflows
Problem
Leakage risk from cash handling
Outcome
Digital collection with complete audit trails

Deliverables

Core

  • Standardised invoices and references
  • Multi-rail payment collection
  • Receipts and payer notifications
  • Configurable fee rules

Controls

  • Reference validation
  • Duplicate payment prevention
  • Role-based approvals (optional)
  • Dispute-ready transaction logs

Reporting

  • Collection reporting by channel
  • Settlement statements
  • Audit-ready exports
  • Exception dashboards

Best fit

Associations

Membership fees, renewals, and levies.

Annual membership fees
Event registrations
Service charges

Government collections

Regulated fees and public payments.

Permit fees
License renewals
Public service charges

Private operators

High-volume service charges.

Utility payments
Logistics fees
Trade corridor charges

Typical workflows

Member fees & renewals

  1. 1
    Invoice issued with unique reference
  2. 2
    Payment collected via approved rails
  3. 3
    Auto-reconciled to member account
  4. 4
    Receipt generated + reporting updated

Permit / levy collections

  1. 1
    Fee created with validation rules
  2. 2
    Reference verified at payment
  3. 3
    Payment matched to permit record
  4. 4
    Settlement recorded for oversight

High-volume charges

  1. 1
    Bulk invoicing with references
  2. 2
    Multi-channel collection
  3. 3
    Exception handling for mismatches
  4. 4
    Settlement statements generated

Ready to discuss your collection needs?

We'll map your flows and recommend a deployment path.

Contact Kenya